The one-piece of wedding advice you really need. Are you ready?
Make sure you buy wedding insurance. It sounds simple. It sounds obvious, but it really can save the day.
What is wedding insurance?
Wedding insurance is for the unexpected and the unplanned. We all hope you won’t need it. But as with all insurance, it is bought in case of emergencies and unforeseen circumstances.
In 2019, the average wedding cost in the UK was a whopping £31,974! This means that rescheduling or trying to recoup losses after a wedding emergency might be more costly than planned. So, is wedding insurance the answer?
In a recent report from Compare Wedding insurance, it found that only 25% of couples currently take out insurance cover for their big day, meaning that a staggering three quarters of all weddings have no financial protection.
If the last year has taught us anything, it’s that we really don’t know what’s around the corner, not least with weddings. And if wedding insurance can save a small amount of stress and worry, surely, it’s worth it.
It’s also worth noting, that if you do decide to purchase wedding insurance, it’s best to buy it as soon as, or before, you start booking anything for your wedding. It will ensure these costs are included in your cover.
Is wedding insurance worth it?
Although situations like the Corona Virus outbreak are extremely rare, wedding insurance could be useful if the situation arose again in the future and things needed to be postponed or changed. But it’s not just about global pandemics. Wedding insurance could help if:
-A supplier fails to turn up or becomes bankrupt/ insolvent.
-A venue is deemed unusable/ unsafe, and you have to re-book somewhere last minute.
-A tragic accident or death of a close family member.
-A loss of items or damaged/ stolen goods. Such as damage to a wedding dress.
-A technical issue with photographs/ videography occurs.
-A case of extreme weather that prevents most guests from attending your venue.
-A protection of personal liability is needed.
Beware though, there are lots of things that wedding insurance won’t cover – especially cold feet! Most policies won’t cover honeymoons, this is where you’ll need a travel insurance policy. But for the sake of a relatively small amount of money, compared to the grand scale of your wedding costs, it’s worth considering if wedding insurance is the right decision for you.
Whilst we can’t offer specific advice about the best policies to take up, it’s worth spending your time researching and reading the small print to insure you get the right insurance for you.
We hope that wedding insurance will become part of the wedding planning journey. Just as couples book a venue and arrange drinks receptions, wedding insurance should be a job you tick off the list.
We’d love to talk more about how we can help to make your wedding stress-free. You can call us on 01298 872591. Or email us at firstname.lastname@example.org with your wedding ideas and we’ll do what we can to help, or we can put you in touch with our long list of expert suppliers. Come and enjoy your stress-free wedding at Hargate Hall.